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CONDOMINIUM INSURANCE PROTECTION
ANPAC® condominium
owner’s policy combines the protection of a renter’s
policy with the advantages of a homeowner’s policy.
Some of its unique features include:
- Personal property covered on replacement cost
basis (no deduction for depreciation).
- $2,500 coverage for direct physical loss of jewelry,
watches, furs and precous semi-precious stones,
subject to maximum of $1,000 per article.**
- The greater of $5,000 or 2% of Coverage C for
computer hardware and software, whether used for
personal or business reasons, except as limited
under Property Not Covered.**
- $1,000 for accidental death to you or resident
relative under age 21.
- $2,500 for business property on premises and $1,000
off premises.***
- $2,500 for loss by theft of silverware, silver-plated
ware, goldware, gold-plated ware and pewterware.**
- $3,000 for loss by theft of guns.**
- $2,000 coverage for watercraft, including trailers,
furnishings and outboard motors.
- $1,500 coverage for trailers not associated with
watercraft.
Your policy will also pay up to $2,500 for the legal
obligation of an insured due to the theft or unauthorized
use of credit cards, or loss to an insured caused by
forgery or alteration of any check or negotiable document.
ANPAC ®’s policy
protects you against many perils including:
- Fire/Lightning
- Aircraft
- Vandalism
- Smoke from Hostile Fire
- Windstorm/Hail
- Riot/Civil Commotion
- Glass Breakage
- Water Discharge/Overflow
- Explosion
- Vehicles
ANPAC®’s protection
package also includes:
- Medical payments to others up to $1,000
- Physical damage to property of others up to $1,000
- Personal liability protection anywhere in the
world
- Legal defense
- Loss of use ANPAC®
can make your condominium a secure home.
*Up to 10% of the personal property
coverage limit.
**This amount or up to 2% of personal
property coverage limit, whichever is greater.
***This amount or 1% of personal
property coverage limit, whichever is greater.
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Representing
All
products, coverages, and options are not available in
all states, and eligibility requirements will apply.
Products and services referenced in this Web site are
provided through multiple companies. Each company has
financial responsibility only for its own products and
services, and is not responsible for the products and
services provided by the other companies.
Personal
lines and commercial products and services are made
available through American National Multiple Line Exclusive
Agents and may be underwritten by American National
Property And Casualty Company (ANPAC®), Springfield,
Missouri or one of its subsidiaries or affiliates: American
National General Insurance Company; Pacific Property
And Casualty Company (California residents); ANPAC Louisiana
Insurance Company (Louisiana residents); American National
Lloyds Insurance Company and American National County
Mutual Insurance Company (Texas residents). Life insurance
and fixed annuity products are issued through American
National Insurance Company, Galveston, Texas.
Disability
Income products and services are issued by Illinois
Mutual Life Insurance Company, Peoria, IL.
Tax
issues that may be discussed are subject to change,
and this is for your information only. Discussion of
such issues does not constitute tax or legal advice.
Please consult your tax advisor, attorney or CPA for
guidance on all tax matters.
These
brief descriptions of coverages available are for illustration
purposes only, and are not intended as a statement of
contract. For actual terms and conditions of coverage
provided, refer to your insurance policy. For more information
about coverage options and availability, talk to your
American National agent. American National Family of
Companies reserves the right to discontinue programs
at any time.
This
site may have links to other sites not maintained by
American National Insurance Company, its subsidiaries
or affiliates. Such links do not imply endorsement or
approval of these sites or the content therein by American
National, its subsidiaries or affiliates.
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